Over the last few weeks, I have attended three funerals. It is a constant reminder that I am going to more funerals than weddings and that we're all getting a little older. Nothing we can do about it and no need to fight the aging process, but eating as well as we can, get exercise, and appreciating each day. These passings didn’t share a specific demographic or age bracket. Some were incredibly sudden, taking someone who didn't even know they were sick. Others were the culm

Last weekend, I navigated around the cabin at my nephew’s high school graduation party to celebrate with everyone and catch up with people I haven't seen in a while, and meet some new faces I didn't already know. Between the barbecue, jokes, and the usual smiles, I found myself in a series of conversations with his friends—the newly minted senior class moving out into the real world.

...Doesn't seem like using the term "wealth" for your take-home money is appropriate anymore. You know you need a tax-free fortress, whether for today or tomorrow. Then you have that aha moment: you need a Roth IRA, right?! But then you remember, you look at the IRS income limits, run the math, and feel like the door got slammed in your face. Understandably, you get frustrated, annoyed, and feel defeated. The only thing left to do is throw your hands up in the air. All you ca

Welcome to the inaugural issue of the revamped Monarch Insider Newsletter. As we cross the halfway mark of 2026, the global economy finds itself at a historic crossroads.

Local business owners have been reaching out to me about the inevitable drift toward the headaches of running a company. They aren't just worried about supply chains to get product in or top-line revenue; they are stressed and have severe anxiety about compliance, keeping their best employees happy, and the regulatory confinements that make it feel like they're navigating through a minefield in the Strait of Hormuz.

Halfway through the year: How Corporate America Bulled Through the Fog Think back to late February and March of this year. It was only a few short months ago, but I can remember how people were feeling from my conversations. Most weren't too optimistic, and many feared the market was broken. The Strait of Hormuz was functionally paralyzed, oil was spiking past $115 a barrel, and the mainstream media were practically screaming that the sky was falling. Pretty scary stuff for

Lately, whenever I’m out in the community (which typically means Wegmans, Aldi's, or Home Depot), meeting with local business owners, or grabbing coffee with couples planning their retirement, the exact same question keeps popping up: “Are we too late?” With everything going on in the world, people are anxious, worried, excited, sitting back smiling while they read over their statements, or kicking themselves for not jumping in at the right time. They look at the market leve

We all get the same twenty-four hours in a day. Once you subtract the hours spent at your primary job, wrangling the family, running errands, and hopefully getting a little sleep, that leftover "free time" is a precious commodity. Most of us spend it binge-watching the latest streaming series or scrolling endlessly on our phones. But then there are people like my high school friend, Matt Humby.

My phone has not stopped. For the past month, weeks leading up to today’s historic first trade date, the phone lines have been jammed with clients and prospects asking the exact same question: "How do I get in on SpaceX - can you get me in?" As if Monarch Wealth Management, LLC has some backdoor way to get client money into a pre-IPO launch.

We all have a vision of what retirement is supposed to look like. It’s the golf course at 10:00 AM, traveling to see the grandkids, or finally having the time to tackle that garden project. As a financial advisor, I spend a lot of time helping clients build the wealth to make those exact dreams a reality.

Let’s talk about the "Trump Accounts" we've been hearing about online, on TV, and from friends. Hopefully, after reading this blog, you'll have a better understanding of whether your kids actually need one or not.

We're keeping a close eye on the macro landscape and gearing up for a massive week of corporate earnings. But more importantly, we recently sat down with Jared Hudson, a conservative candidate for the U.S. Senate in Alabama, to get his on-the-ground and geopolitical perspective on where we go from here.

This week, we’re keeping a close eye on the macro landscape and gearing up for a massive week of corporate earnings. But more importantly, we’re sitting down later this week with Jared Hudson, a candidate for the U.S. Senate in Alabama, to get his on-the-ground and geopolitical perspective on where we go from here. Here is your snapshot of where the market stands and what you need to know before you tune in to the podcast.

Between surging global energy tensions, the drumbeat of inflation, massive tech volatility, and unpredictable geopolitical unrest, the headlines are shouting at us daily. For the everyday investor, these macroeconomic threats loom incredibly large. They are the modern-day Goliaths of our financial lives—intimidating, loud, and constantly threatening to crush our peace of mind and our portfolios.

If you opened a textbook on military conflicts and the stock market, the rules seem pretty straightforward: when a major geopolitical conflict breaks out, defense stocks go up. It's the classic "defense supercycle." But if you’ve been watching the markets since the U.S. and Israel launched strikes against Iran on February 28, 2026, you might be scratching your head. The global markets have been subjected to intense geopolitical whiplash, but counterintuitively, the world’s b

On February 28, 2026, the global geopolitical landscape fractured with the launch of "Operation Epic Fury." What began as a targeted U.S.-Israeli decapitation strike against Iranian leadership has rapidly metastasized into a sprawling regional war. Today, as U.S. airborne divisions amass in the Middle East and the White House openly threatens to obliterate Iran's Kharg Island oil terminal, the global economy is bearing the brunt of the fallout.

The markets reacted with relief this Monday morning. After weeks of escalating tensions between the U.S., Israel, and Iran, which threatened to choke off the Strait of Hormuz—the world’s most critical energy passage—President Donald Trump announced a sudden five-day pause on planned strikes against Iranian power plants. This announcement sparked a surge in stock markets and a sharp drop in oil prices, with Brent crude falling from nearly $120 a barrel to around $101.

If you have turned on the financial news anytime in the last few weeks, you would be forgiven for feeling like your retirement portfolio is under siege. Between surging global conflicts, shifting interest rates, and the constant drumbeat of inflation, the macroeconomic headlines are shouting at us daily. For investors—especially those nearing or in retirement who rely on their portfolios for income—these threats loom incredibly large. When the headlines get scary, the tempta

Between surging global energy tensions, the drumbeat of inflation, massive tech volatility, and unpredictable geopolitical unrest, the headlines are shouting at us daily. For the everyday investor, these macroeconomic threats loom incredibly large. They are the modern-day Goliaths of our financial lives—intimidating, loud, and constantly threatening to crush our peace of mind and our portfolios.

The USA is coming together on many fronts Here's what I noticed Before I get into the address itself, there is a bit of a backdrop leading up to the event. Just a day before the State of the Union, my son randomly asked our family to hold hands and pray for our family and for the world. My wife and I were taken by surprise, but didn't question a thing. It was a beautiful, unprompted moment of faith that touched my heart. I actually had goosebumps and wondered what prompted hi