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Building Your Nest Egg, Not a Nursery
43:29

Building Your Nest Egg, Not a Nursery

Rethinking Legacy - The Child-Free Journey with Dr. Jay Zigmont Host: Constantine J Kitrinos, CPFA | Managing Partner | Wealth Advisor Guest: Dr. Jay Zigmont, MBA, CFP | Found & CEO Guest Website: https://childfreewealth.com This episode of Pennywise Financial tackles a topic that's as personal as it gets: financial planning for a child-free life. Our guest is Dr. Jay Zigmont, the mastermind behind ChildfreeWealth.com, and together we delve into a world where the traditional goals of wealth preservation and inheritance shift dramatically. For some, the decision to be child-free is a deeply personal one, driven by various factors. Whether it's due to biological limitations, a desire for a different lifestyle, or a focus on alternative aspirations, Dr. Zigmont's approach to financial planning flips the script. His clients prioritize living life to the fullest, maximizing spending and charitable giving throughout their lifetime, rather than leaving a massive nest egg for unseen heirs. As your host, this episode pushed my own boundaries. My journey to parenthood wasn't easy, and grappling with a completely different perspective on legacy was a challenge. But the conversation is honest, thought-provoking, and ultimately, incredibly valuable. Join us as we explore: The unique financial needs and goals of the child-free population. How Dr. Zigmont's strategies differ from traditional financial planning. The emotional complexities surrounding legacy and wealth transfer. Redefining what it means to live a fulfilling and financially secure life. This episode might be controversial, but it's guaranteed to spark conversation and open your mind to new possibilities. Tune in and discover the power of planning for the life you choose to live, with or without children. #childfree #financialplanning #retirementincome #legacy #charitablegiving #consulting #retirement #longtermcare The following music was used for this media project: Music: Back Roads In The Afternoon by Justin Allan ArnoldFree download: ⁠https://filmmusic.io/song/11209-back-... License (CC BY 4.0): ⁠https://filmmusic.io/standard-license⁠
Tax Time Turbulence 😲
56:01

Tax Time Turbulence 😲

Feeling overwhelmed by FINCEN, tax deadlines, and the ever-changing world of tax law? ‍ Don't worry, we've got your back (and your deductions)! This episode, we're joined by local Rochester, NY tax guru, Dave Young, CPA from Young & Company. Dave's not just your average number cruncher - he's a wealth of knowledge when it comes to navigating the tax maze for individuals and businesses alike and a pretty interesting guy to chat with. In this episode, you'll learn: FINCEN filing updates: What you need to know and how it might impact you. Tax deadline lowdown: Don't miss out! Get the latest on filing deadlines and extensions. Business owner tax strategies: Discover smart tips and tricks to maximize your deductions and minimize your tax burden. War stories and beyond: Dave shares inspiring insights from his time serving in the war and his passion for giving back through charitable ventures. Whether you're a seasoned tax pro or just starting out, this episode is packed with valuable information and down-to-earth advice. Plus, you'll get a glimpse into the heart and mind of a truly remarkable individual. Watch now and Subscribe for more financial wisdom! Leave a comment below with your biggest tax question and we'll POKE Dave for an answer ❓ Share this video with your friends and family who could use some tax help! About Dave Young, CPA: Dave Young is the owner of Young & Company CPA's in Rochester, NY. He's a dedicated tax professional with a passion for helping individuals and businesses achieve their financial goals. Beyond his expertise, Dave is a true community leader, actively involved in charitable endeavors and veterans' support groups. Don't miss out on this insightful and inspiring episode! Hit that play button now! ▶️ Host: ⁠⁠⁠⁠⁠Constantine J Kitrinos, CPFA Co-Host: ⁠David T Georgiev, MBA, CKA Guest: Dave Young | Young & Company Website: ⁠⁠⁠⁠⁠www.monarchwealthmanagement.com⁠⁠⁠⁠⁠ Guest Website: https://youngandcompany.net/ The following music was used for this media project: Music: Back Roads In The Afternoon by Justin Allan ArnoldFree download: ⁠https://filmmusic.io/song/11209-back-... License (CC BY 4.0): ⁠https://filmmusic.io/standard-license⁠ #PennywisePodcast #TaxTips #RochesterNY #FINCEN #TaxDeadlines #BusinessTaxes #CharitableGiving #VeteransSupport
Finding Fitness that Fits You | Physical & Mental Wellness at its Core
33:00

Finding Fitness that Fits You | Physical & Mental Wellness at its Core

Feeling financially lost when it comes to your health? This episode of Pennywise Financial is here to guide you towards smarter spending in the physical therapy world. Join me as I chat with Beth Perry, co-owner of Wellness 360, a unique fitness center prioritizing personalized care and affordability. Forget cookie-cutter gyms! Beth and her team are shaking things up by offering: Personalized one-on-one care: Ditch the crowds and get a program tailored to your specific needs and goals. Convenience: No more juggling schedules – their flexible options fit seamlessly into your busy life. Specialized group classes: Parkinson's, osteoporosis, balance, boxing... they have something for everyone, regardless of their limitations. Caregiver support groups: Find community and resources while supporting your loved ones' health journey. But it's not just about the services. Beth and her team are what truly sets Wellness 360 apart. They're motivated, and focused, and treat everyone with the utmost respect and dignity. Listen in to discover: 1. How Beth built a fitness center that caters to individual needs and budgets. 2. The surprising ways personalized care can be more affordable than generic gym memberships. 3. How to find fitness solutions that fit your lifestyle, not the other way around. 4. The heartwarming story of their caregiver support group and its impact on the community. This episode is for anyone who: Wants to improve their health but feels overwhelmed by traditional fitness options. Seeks personalized care and attention without breaking the bank. Believes in the power of community and support when it comes to achieving health goals. Ready to find your perfect fitness fit? Tune in to the Pennywise Podcast and see how Wellness 360 can help you reach your goals, both physically and financially. Let's spread the word about smart spending and healthy living together. Host: ⁠⁠⁠⁠Constantine J Kitrinos, CPFA ⁠⁠ ⁠⁠ Guest: Beth Parry, PTA, LMT, Co-Owner | Wellness360 Website: ⁠⁠⁠⁠www.monarchwealthmanagement.com⁠⁠⁠⁠ Guest Website: https://www.wellness360fitness.com/ Guest Email: info@wellness360fitness.com The following music was used for this media project: Music: Back Roads In The Afternoon by Justin Allan ArnoldFree download: https://filmmusic.io/song/11209-back-roads-in-the-afternoon License (CC BY 4.0): https://filmmusic.io/standard-license
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