Is anyone else tired of wearing three layers just to walk to the mailbox? Welcome to the first update of the year. If you’ve stepped outside in Rochester lately, you know we are in the middle of the coldest winter in a decade. My car thermometer hit 2 degrees yesterday, and let me tell you—that electric vehicle range anxiety is real when the battery loses 30% of its juice just sitting in the driveway. But while we’re all freezing, the financial world is actually heating up i
