Protecting your family is part of the holistic approach we take to ensure we cover every angle of the planning process. Gain understanding of the fundamentals of life insurance and the needs it meets, so you can navigate your choices with confidence. Life insurance is part of the foundation to complete financial security. At Monarch, we help develop the strategy to make sure you are protected, without over loading you with excessive insurance or premiums.
If you ever have a long term illness or a chronic condition, you may require extended care at home, in an assisted living facility or nursing home. Long term care insurance (LTCI) may help cover these costs, which can be steep. LTCI can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care — about the services you receive, where you receive them, and who provides the care you need. Monarch specializes in Long term care knowledge and the advantages of looking at the New York State Partnership Plan to help you with your long term care needs.
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